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Auto loan calculator

Enter your details and get an instant monthly price quite for auto financing for carsm trucks, SUVs, and commercial vehicle sales. 

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auto loan, car loan calculator

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Payment Calculator

Estimate your monthly payment — taxes, fees & insurance included

Vehicle Details
$
$
$
▼
Loan Term
Interest Rate
8.49%
Taxes, Fees & Insurance
%
$
$
$
Est. Monthly Payment
$0
Loan + insurance per month
Principal & Interest —
Insurance —
Total Interest Paid —
Taxes & Fees —
Vehicle Price —
Down + Trade-In —
Amount Financed —
Taxes & Fees (financed) —
Monthly Insurance —
Apply for Financing →

Fast approval · No obligation · All credit welcome

* This calculator provides estimates for informational purposes only. Actual payments may vary based on your approved APR, lender terms, and final vehicle price. Sales tax rate reflects the Arizona statewide average. Contact Bourbon Street Motors for a personalized quote.
Why Bourbon Street Motors

Financing Done Right

We make getting behind the wheel simple, fast, and stress-free — no matter your credit history.

All Credit Welcome

Good, fair, or rebuilding — we work with lenders who specialize in every credit situation.

Same-Day Approval

Apply in minutes and get a decision the same day. Drive home in your new car today.

Competitive Rates

We shop multiple lenders to find you the best available rate — not just the first offer.

No-Pressure Process

Transparent numbers, zero hidden fees, and a team that puts you first every step of the way.

All Credit Welcome

We Work With Every Credit Score

Whether you have excellent credit or are rebuilding after a tough stretch, we have financing options designed for your situation. Our team works with a network of lenders across the credit spectrum.

Approximate rates shown are starting estimates. Your actual rate depends on term length, down payment, and lender approval.

💬

Not sure where your credit stands? Come in for a no-obligation consultation. We'll run a soft pull that won't affect your score and walk you through your options.

Excellent
750+ Credit Score
~6.99%
Est. APR
Good
700 – 749 Credit Score
~8.49%
Est. APR
Fair
650 – 699 Credit Score
~11.99%
Est. APR
Below Average
600 – 649 Credit Score
~16.99%
Est. APR
Rebuilding
Below 600 Credit Score
~22.99%
Est. APR
Customer Reviews

What Our Customers Say

Real people, real experiences. See why Tempe drivers choose Bourbon Street Motors.

"

I had bad credit and was nervous going in. The team never made me feel embarrassed — they found me a payment I could actually afford and got me approved the same afternoon. Couldn't believe it.

MR
Marcus R.
2022 Honda Civic · Tempe, AZ
"

Used the payment calculator on the website before I even came in — it gave me an accurate number right down to the dollar. The whole process was transparent. No surprises at signing, which is rare.

DL
Diana L.
2021 Toyota RAV4 · Chandler, AZ
"

Third car I've bought from Bourbon Street. Every time the financing is quick, the rate is fair, and I leave feeling good about the deal. These guys actually care about repeat customers.

JT
James T.
2020 Ford F-150 · Mesa, AZ
★★★★★ 4.9 out of 5  ·  Based on 200+ Google Reviews
FAQ

Financing Questions Answered

Everything you need to know before you apply — straight answers, no jargon.

There's no hard minimum. We work with lenders who specialize in all credit tiers — from 800+ down to first-time buyers and those rebuilding credit. The best way to find out is to apply; it only takes a few minutes.
We can start with a soft pull to give you an idea of your options — soft pulls don't affect your score at all. A hard inquiry only happens when you move forward with a formal application, and even then the impact is typically small and temporary.
There's no one-size-fits-all answer, but generally 10–20% down lowers your monthly payment and can help you qualify for a better rate. We also accept trade-ins as part or all of your down payment. Zero down options may be available depending on your credit profile.
Absolutely. We accept trade-ins and will give you a fair market value appraisal on the spot. Your trade-in value can be applied directly to your down payment, reducing the amount you need to finance.
Most approvals come back within a few hours — many the same day. Once approved, we handle the paperwork quickly so you can get in your new vehicle the same day in most cases.
Bring a valid government-issued ID, proof of income (recent pay stubs or bank statements), proof of insurance or your insurance agent's number, and proof of residence (a utility bill or bank statement works). That's it — we keep it simple.
No hidden fees. Our standard fees include a documentation fee, title and registration costs, and applicable Arizona sales tax. Everything is disclosed upfront before you sign anything. What you see in the calculator is what you'll see at the table.
In most cases, yes — and paying early reduces the total interest you pay. Prepayment terms vary by lender, so we'll walk you through the specifics of your loan before you sign. We always recommend reviewing this before finalizing.